Private Money Loans…Designed For Builders…By Builders
Smart Source Capital is a full-service, private money, portfolio lender, providing builders and real estate investors with fast and reliable financing solutions for their short and long term real estate investments.
Loan Programs
Whether you are looking to renovate an existing home, build a new one or expand your rental portfolio, Smart Source Capital has the financing for you. Our loan programs provide customized financing solutions for your short-term and long-term capital needs.

FIX & FLIP LOANS
Fix & Flip Loans are Smart Source Capital’s most popular loan program which provides funding for the acquisition and renovation of non-owner occupied residential investment properties.

NEW CONSTRUCTION LOANS
Smart Source Capital provides builders with the right financing solutions for the acquisition and development of ground up construction projects.

RENTAL LOANS
Smart Source Capital provides long term financing solutions to new and experienced investors for the acquisition or refinance of their real estate investment properties.
Our Advantage

No Obligation Quote
Get an instant rate quote

No Upfront Fees
No advance, out-of-pocket expenses

No Prepayment Penalties
Maximize your benefits with faster exits

Direct Lending
We use and manage our own capital for a fast, flexible experience

Close in 10 Days
Get your loans funded faster

Easy Application
No complicated forms or unnecessary paperwork

Pre-Approvals
Pre-approval letters for qualified borrowers

In-House Underwriting
For fast and efficient closings
WHERE WE LEND
We are the Nation’s Local Lender
We are currently lending in 41 states as well as Washington, D.C. and we are continuously looking to expand into the top markets around the country.
Connect With Us
Smart Source Capital works to help borrowers, brokers and investors maximize their potential for growth and success. We work quickly and strategically to deliver financing and investment solutions customized to fit each client’s needs.