Loan Programs
Loan Overview
Lending Programs Designed with the Builder in Mind
Whether you are looking to renovate an existing home, build a new one or expand your rental portfolio, Smart Source Capital has the capital for you. Our loan programs provide customized financing solutions for your short-term and long-term capital needs.
FIX & FLIP LOANS
NEW CONSTRUCTION LOANS
RENTAL LOANS
We are invested in the success of our borrowers.
We recognize that borrowers need flexibility, certainty of closing and speed of execution.
We specialize in direct loans and have lower equity requirements than traditional lenders and base our loans on the completed value of your project, not its existing condition.
As a result, we can provide more flexibility and funding for your project.
Designed For Builders…
By Builders.
Over 90% Approval Rate
Our Advantage
No Obligation Quote
Get an instant rate quote
No Upfront Fees
No advance, out-of-pocket expenses
No Prepayment Penalties
Maximize your benefits with faster exits
Direct Lending
We use and manage our own capital for a fast, flexible experience
Close in 10 Days
Get your loans funded faster
Easy Application
No complicated forms or unnecessary paperwork
Pre-Approvals
Pre-approval letters for qualified borrowers
In-House Underwriting
For fast and efficient closings
MAXIMIZE RETURNS ON YOUR INVESTMENT
- Competitive Rates
- High Leverage
- Tailored Solutions
- Fast, Reliable Funding
MORE FLEXIBLE THAN TRADITIONAL LOANS
Our loan programs are designed for builders, developers and investors looking to secure real estate opportunities as soon as they arise with All Cash Offers and Fast Closes.
We believe in building a true trust-based relationship with our borrowers, so as you grow, your rates and benefits improve.
Our Borrowers
- Builders
- General Contractors
- Land Developers
- Real Estate Investors
Approved Property Types
- Single Family
- Undeveloped Land
- Residential Lots
Borrower Qualifications
- No Credit Score
- No Income Checks
- Borrower Experience
- Project Economics
